Description: This paper explores available disability experience data in order to shed some light on the character and extent of the subjective influences which affect the frequency and duration of disability. A mathematical model for computing disability income premiums and reserves is also presented.

Description: Panelists discuss the history of this 75-year-old Medical Information Bureau MIB, its very active and data-rich source of medical information, and the services that the MIB offers to clients and other industry groups. From the Record of the Society of Actuaries, Vol. 24, No. 1.

Description: Discusses claim reserves for group long-term disability [GLTD], group medical insurance, and small-group [under 25 lives] medical and dental insurance. Session 9 of the 1991 Valuation Actuary Symposium.

Description: Discussion topics include analysis of actual-to-expected loss experience, tracking of pricing adequacy and competitiveness, leading indicators of financial results, profitability measurement and source of earnings analysis and similarities/differences in individual and group financial management. From the Record of the Society of Actuaries, Volume 29, No. 3, Session 36

Description: This piece is a discussion of Mel Stein's paper entitled, 'A New Approach to the Calculation of Active Life Disability Reserves.'

Description: Presented at June 1996 Spring Meeting. The presentation will be given by the direct managers of actual cases under the new types of disability products, including managed disability, 24-hour coverage, and voluntary disability. In addition, it will lead to the awareness of current developments for group LTD and STD.

Description: This session discusses income replacement, or disability, policies. Topics include how they work, design alternatives, marketing, underwriting, regulation, past experience and future trends. From the Record of the SOA, Vol. 8 No 3

Description: This literature guide focuses on the distribution costs, especially the field compensation costs, that are incurred through the traditional general agency, branch office or brokerage structures for individual life, annuity and disability products.

Description: Presented at June 1985 Spring Meeting. This session discussion is about : Design features of business coverage compared to personal coverage, New developments in income replacements, residual, own occupation and cost of living benefits, Effects of recent experience on design, Outlook for the future.

Description: Affordability is a primary consideration in the design and marketing of disability products for both group and individual insurers. In this session, the panelists explore the need for affordable coverage from both the insurer's and the customer's perspectives. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 37